Karnataka Government Scheme Eligibility Check
Quick answer: Send "Hi" to SchemeCheck on WhatsApp to see every Karnataka, central, and private benefit you qualify for in about 2 minutes. Officially, Karnataka's guarantee schemes (Gruha Lakshmi, Yuva Nidhi, Gruha Jyothi, Anna Bhagya) are checked and applied for on the Seva Sindhu portal.
Karnataka runs 5 guarantees plus hundreds of other schemes. Which are yours?
Check my eligibility on WhatsApp →Free · Karnataka + central + private schemes · No app, no forms
Karnataka's five guarantee schemes are among the largest state welfare programs in India, and they sit on top of hundreds of older state schemes and every central scheme. Eligibility is mostly tied to your ration card, tax status, and residence. Here's how to check what you qualify for, and the exact rules for the flagship schemes.
3 ways to check your eligibility in Karnataka
- SchemeCheck on WhatsApp — one chat covering Karnataka schemes, central schemes, and private scholarships. Send "Hi" to wa.me/917892505983.
- Seva Sindhu — Karnataka's official services portal. Guarantee scheme applications and status checks run through sevasindhugs.karnataka.gov.in.
- myScheme.gov.in — select Karnataka in the Find Scheme questionnaire to include state schemes. Full walkthrough in our master guide.
Prefer in-person help? Apply offline at Grama One, Bangalore One / Karnataka One centres, or Bapuji Seva Kendras.
Karnataka's flagship schemes and who qualifies
Gruha Lakshmi — ₹2,000/month for women heads of family
- Permanent resident of Karnataka; one woman per family
- Must be listed as head of family on an Antyodaya, BPL, or APL ration card
- Neither the applicant nor her husband may be an income-tax or GST filer
- Government employees are excluded
Yuva Nidhi — unemployment allowance for fresh graduates
- Karnataka resident who completed a degree or diploma in 2022-23 or later
- Unemployed for 6+ months after final results
- ₹3,000/month for degree holders, ₹1,500/month for diploma holders, up to 24 months
- Requires Seva Sindhu registration and an Aadhaar-linked bank account; payments stop once you take up employment or self-employment
Other guarantees and major benefits
- Gruha Jyothi — free electricity up to 200 units/month for eligible households
- Anna Bhagya — extra free rice (or cash equivalent) for BPL/Antyodaya card holders
- Shakti — free travel for women on non-premium state-run buses; no application needed, any photo ID with Karnataka address works
- Central schemes: PM-KISAN for farmers, Ayushman Bharat (implemented in Karnataka as AB-ArK), and NSP scholarships for students
Documents Karnataka schemes usually ask for
- Aadhaar (mobile-linked) — Seva Sindhu verifies by OTP
- Karnataka ration card (the family unit for Gruha Lakshmi, Anna Bhagya, Gruha Jyothi)
- Bank passbook for an Aadhaar-seeded account (DBT)
- Degree/diploma certificates and marks cards (Yuva Nidhi)
- Income or caste certificate from your Nada Kacheri, where the scheme requires it
Frequently asked questions
How can I check which Karnataka schemes I'm eligible for?
Send "Hi" to SchemeCheck on WhatsApp for a 2-minute check across Karnataka, central, and private benefits — or use Seva Sindhu and myScheme.
Who is eligible for Gruha Lakshmi ₹2,000/month?
The woman listed as head of family on a Karnataka Antyodaya/BPL/APL ration card, provided neither she nor her husband files income tax or GST. Government employees are excluded.
Who is eligible for Yuva Nidhi?
Karnataka graduates/diploma holders from 2022-23 onwards, unemployed 6+ months after results — ₹3,000/month (degree) or ₹1,500/month (diploma) for up to 24 months.
Where do I apply for the guarantee schemes?
Online at sevasindhugs.karnataka.gov.in, or offline at Grama One, Bangalore One/Karnataka One centres, and Bapuji Seva Kendras.
One check covers Karnataka schemes, central schemes, and scholarships.
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Sources: Seva Sindhu Guarantee Schemes portal (Govt of Karnataka), myScheme. Scheme rules change — always confirm on the official portal before applying. Last verified 5 June 2026.